You can enroll in the NJEA Endorsed Disablity Insurance Program within the first 120 days of membership without having to answer any health questions. The plan's pre-existing condition provision will apply.
Enrolling during this period is of particular importance since they may be unaware that district wide enrollment periods are held approximately every 3 years--- NOT ANNUALLY.
Representatives will come in and explain the program if we have a good number of people who may be interested.
You can also call Cindy Cooper at 800-727-3414, select the prompt "Enrollment Opportunities and/or Coverage Questions", and then dialing her extension 25.